Stephen Dedman. Foreign Bodies (1999) 286 pp.
Publishers description: When Mike Galloway, a regular sort of guy for San Francisco, 2014, descends into the nightmare world of poverty and joblessness, he finds he must face more than starvation and homelessness. Hes now at the mercy of a deadly world of political intrigue...from the future. He awakens to find his mind has been slipped into the body of a homeless woman, his body taken over by a man from the future, and nothing can ever be the same. Now, to survive, he must combat neo-Nazi forces from the future who are desperate to mold the world to fit their own twisted vision. Galloway might not have thought the world perfect as it was, but these men will stop at nothing to make it a living hell for everyone but their chosen few.
Setting: San Francisco (2014)